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Commercial |
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Commercial lines include many kinds of products designed for businesses. All businesses need property/casualty insurance coverage. The “property” coverage protects against damage to or loss of the business’s property. The “casualty” coverage provides protection against legal liability for damages caused to other people or their property. A wide variety of lines of business fall into these two broad categories.
Commercial insurers sell coverages separately and/or combine protection from most major property and liability risks in one package. Package policies are created for businesses that mostly face the same kind and degree of risk. Smaller and mid-size companies often purchase a Business Owner’s Policy, which covers property insurance for buildings and contents owned by the company and the liability protection to cover a company’s legal responsibility for the harm it may cause to others. As always, there are many other options available to your business including comprehensive coverage, business auto coverage, etc. Call one of our agents today and see what you need to protect your company. |
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