Motorcycle Insurance in Covington, GA
Motorcycle insurance can protect your finances from the costly impact of accidents, damages and liabilities. At Lord & Associates Insurance Agency, we’re here to help motorcycle riders in Georgia get coverage tailored to their needs and riding habits.
Do I Need It?
Yes, you need motorcycle insurance in Georgia. State law requires riders to secure minimum amounts of motorcycle liability coverage for bodily injury and property damage. Your lender may also ask for proof of a policy if you’re financing your motorcycle.
What Does It Cover?
Aside from coverage for third-party bodily injuries and property damage, a standard motorcycle insurance policy include the following:
- Comprehensive coverage may help pay for repairs if your motorcycle is damaged by certain weather conditions, fire, theft or vandalism.
- Collision coverage may cover damages caused by crashes involving an object or another vehicle, regardless of fault.
- Medical payments coverage may cover you and your passenger’s medical expenses if you are injured after an accident.
- Uninsured/underinsured motorist coverage may cover damages and related expenses if you’re hit by an uninsured driver.
Depending on your circumstances, you can purchase additional coverage, including for roadside assistance or custom parts.
How Much Does It Cost?
Several factors may affect the cost of your motorcycle insurance premiums. These include:
- Age
- Vehicle specifications
- Driving history
- Claims history
- Location
- Coverage limits
Some ways to lower your premium may include:
- Bundling your policy with your homeowners or auto insurance
- Shopping around with multiple carriers
- Maintaining a clean driving record
- Completing a motorcycle safety course
- Installing anti-theft devices
- Improving your credit score
Get Covered Today
Contact Lord & Associates Insurance Agency to learn more about your motorcycle insurance options or request a personalized quote.